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Our 3.4% Full Service Listing program provides a 60+ Point Marketing Program & Our Buyers Cash Back Program allows us to give you back $250-$10,000+!
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Buyer Cash Back Program Use Brian Wray and Wray Realty as your agent in purchasing a new home, we represent you for FREE and give you CASH Back at the end of the transaction. Find Out More > View All Offers >
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Raleigh, Cary, Apex and Holly Springs
Information:
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About Raleigh -
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About Cary -
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About Apex -
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Varina - Moving to Fuquay Varina, North Carolina?
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About Clayton
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About Wendell
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About Zebulon
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Local Maps &
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Partners - Brian Wray's real estate web site links to other sites about
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Go to Main Sitemap
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Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
See More Real Estate Trivia > |
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