Our 3.4% Full Service Listing program provides a 60+ Point Marketing Program & Our Buyers Cash Back Program allows us to give you back $250-$10,000+!

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$299 Limited Services Program - Get your Home on the MLS for just $299. Complete Through Email.
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Welcome > Resources > Ask Anything ...

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School Reports in Raleigh, Cary, Apex and Holly Springs, North Carolina

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About Appraisals >Professional Appraisals

Before your mortgage application is approved, the lender will order a professional appraisal of the home to make sure that the agreed-upon selling price is justifiable based on the current market value of the property. The cost of the appraisal will be based on the complexity of the appraisal report and the time required to complete it.

A professional appraiser will choose the appraisal technique that is applicable to the particular property to arrive at an unbiased opinion of value. One approach is to look at comparable homes in the area that have sold within the last six months. If there are a number of similar properties that have sold recently, the appraiser's job is easy. It is more complicated to arrive at the appraised value if your home is located in a rural area or a diverse neighborhood.

The appraised value will usually be very close to the sale price. If the appraisal comes in lower, the real estate agent may be able to provide the appraisers with additional information on recent sales which will result in increased value.

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Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Wray Realty, REALTOR®, real estate agents and broker for Raleigh, Cary, Apex and Holly Springs, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Wray
Wray Realty - Wray Enterprises Inc.
7121 Oak Village Way
Fuquay Varina, NC 27526
Phone: 919-880-4188
Fax: 866-921-0107
Kristen Buckley: Assistant
Brian's Email: bwray@wrayenterprises.com
Kristen's Email: kbuckley@wrayenterprises.com
3.4% Full Service Listings and Buyers Cash Back Program!! We believe in giving back to our clients. We feel this is the right way to do business. Our 3.4% Full Service Sellers Program and Buyers Cash Back Program have been a great hit with our clients. We feel like you deserve to keep more of your equity in your pocket and get some CASH back when you buy a house with us as well. There is no need to look any further. We will take care of everything for you. Full Service at 1/2 the price. What more could you want?

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