Our 3.4% Full Service Listing program provides a 60+ Point Marketing Program & Our Buyers Cash Back Program allows us to give you back $250-$10,000+!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"He Fought for Us..."
"Brian Fought for our Rights as Buyers.."
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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Raleigh, Cary, Apex and Holly Springs real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

	About You
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	About Your Move
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School Reports in Raleigh, Cary, Apex and Holly Springs, North Carolina

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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Raleigh, Cary, Apex and Holly Springs

Remodeling and Renovations >Water Problems

Sometimes there are defects in a house that the homeowners no longer notice, such as small leaks in the roof or a basement that only gets damp when it rains. When the house is on the market, they don't have a real sense of urgency about having such defects repaired. The real estate agent feels quite differently, however.

When buyers are deciding which houses deserve serious consideration, any kind of water problem may appear to be much more detrimental than it really is. The sellers may regard a damp basement as simply a sign that it's time to clean the gutters or check the soil buildup around the house or a leaking roof as a call for new flashing. But to someone who has never owned a home, these defects can be taken as signs that the house may not fulfill their primary need for shelter from "the elements." Renters may be perfectly willing to live in a home with minor water problems, but buyers are likely to pass up the same house if they think it won't keep them perfectly dry.

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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Wray Realty, REALTOR®, real estate agents and broker for Raleigh, Cary, Apex and Holly Springs, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Wray
Wray Realty - Wray Enterprises Inc.
7121 Oak Village Way
Fuquay Varina, NC 27526
Phone: 919-880-4188
Fax: 866-921-0107
Kristen Buckley: Assistant
Brian's Email: bwray@wrayenterprises.com
Kristen's Email: kbuckley@wrayenterprises.com
3.4% Full Service Listings and Buyers Cash Back Program!! We believe in giving back to our clients. We feel this is the right way to do business. Our 3.4% Full Service Sellers Program and Buyers Cash Back Program have been a great hit with our clients. We feel like you deserve to keep more of your equity in your pocket and get some CASH back when you buy a house with us as well. There is no need to look any further. We will take care of everything for you. Full Service at 1/2 the price. What more could you want?

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